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What Documents Do You Need To Buy A Car?

What Documents Do You Need to Buy a Car From a Dealership

What Do I Need to Purchase a Car from a Dealership?

If you’re preparing to buy a new or used Ford vehicle in Henderson, NC, bringing the right paperwork can make all the difference. At Crossroads Ford of Henderson, we’re here to ensure your experience is simple and stress-free. Whether you’re paying cash, financing, or trading in, here’s what you’ll need to bring with you to complete your purchase quickly and confidently.

1. Valid Driver’s License: Your driver’s license is essential. It proves your identity and confirms that you're legally authorized to drive. Make sure it's not expired—and that the name on it matches your financing or insurance documents.

2. Proof of Auto Insurance: You won’t be able to drive off the lot without insurance. If you're transferring a current policy, bring proof that it's active. If you're getting new coverage, bring documentation or your insurance agent’s contact info so we can verify it before you leave in your new vehicle.

3. Proof of Income and Residence: Planning to finance your purchase? Lenders will need to verify that you have a reliable income and a permanent address. Bring your two most recent pay stubs, a W-2, or tax returns if you’re self-employed. For proof of address, a utility bill, lease agreement, or mortgage statement with your name on it will do.

4. Credit and Banking Information: While your credit score is typically accessed electronically, it’s smart to know your current credit standing before you visit. In some cases, bank statements may also be requested to verify income or account balances if you're applying for a loan through a third-party lender.

5. Trade-In Vehicle Documentation (If Applicable): If you're planning to trade in your current vehicle, you’ll need to bring: The vehicle title (or lienholder information if you still owe on it) Current registration Any spare keys, remotes, or service records you have Having these on hand will speed up your trade-in evaluation and ensure your vehicle is properly valued.

6. Payment or Financing Info: If you're paying with a certified check, bring that with you along with a valid photo ID. If you’ve already been pre-approved through your bank or credit union, bring your approval letter and any required paperwork to finalize the transaction. If financing through the dealership, our team will guide you through everything—but be prepared with your income and residence verification.

North Carolina Buyers: What to Expect

For North Carolina residents, Crossroads Ford of Henderson will handle most of the paperwork for titling and registration. We’ll submit your information directly to the North Carolina Division of Motor Vehicles, collect your taxes and fees, and issue a temporary tag so you can drive home the same day. You’ll receive your permanent registration and title by mail once processing is complete. If you’re moving to North Carolina from another state, additional documentation may be required—such as an emissions inspection or proof of NC residency—depending on your specific situation.

Come Prepared, Drive Home Happy

Bringing the correct documents when buying a car shows you’re ready to make a smart, confident decision. It helps avoid delays, speeds up paperwork, and puts you in a stronger position whether you're buying a new Ford Explorer, Ford Bronco, or trading in for something different. Got questions before you arrive at Crossroads Ford of Henderson? Reach out to our team—we’re happy to help you check every box so you can focus on finding your perfect vehicle.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

All prices and payments are on in stock units, plus state tax, tag & title fees, $799 documentary fee, $59 electronic filing fee and all new Ford vehicles include a $987 dealer installed package that includes Ford Surface Care, Ford Tire Care and Window Tint. Out-of-state buyers are responsible for all taxes and fees in the state where the vehicle is registered. Monthly payments and prices may vary based on incentives, program eligibility, applicable trade-in, credit qualifications, residency & fees. Courtesy Demos are non-transferable. For Crossroads Automotive Group priced NEW vehicles and Crossroads Courtesy Demos, you must have a 2019 or newer trade in, for Diesel Super Duty Offers, a 2019 or newer Diesel Trade in,and for both offers you must finance with Ford Motor Credit Company to receive all discounts. The dealership and the website provider are not responsible for misprints on prices or equipment. Dealer approves final selling price. By inquiring about a vehicle or financing, you authorize text, call or email communications from Crossroads.